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Bank of Ayudhya Public Company Limited (Krungsri) officially opened its doors on April 1, 1945. We found immediate public favor, grew rapidly, and listed on the Stock Exchange of Thailand on September 26, 1977. 


Our core philosophy is founded on good governance. Adherence to the highest ethical standards and a steadfast commitment to transparency form the keystone of our business. This is essential considering we are entrusted with the honor of protecting our customers savings and investments. 





Our steady growth has continued unabated to the present day. As of June 2022, Krungsri had a total registered capital of THB 75,741 million and THB 73,558 million in paid-up capital. Krungsri is Thailand’s fifth largest universal bank in terms of assets, loans, and deposits today. 


Krungsri and 23 subsidiaries, joint ventures, and associate companies constantly striving to respond to the ever-changing customer needs by offering a comprehensive range of universal banking financial products and services to three key target groups: corporates, SMEs, and consumers. 


We are the leading player in personal loans, credit cards, and auto hire-purchase with market shares of 26%, 15% and 29%, respectively, at end May 2022. 


Krungsri also serves in the micro lending segment. Ngern Tid Lor PCL., our associate, is the market leader. The company provides microfinance services to under-banked and unbanked segments, which mirror our efforts in improving financial access in the underserved segments and our responsible lending practices and adhering. 


In 2013, Krungsri reached key milestone in our history when we became a subsidiary of MUFG Bank, Ltd. (MUFG Bank)*, which is the wholly-owned subsidiary of Mitsubishi UFJ Financial Group (MUFG), Japan’s largest banking group and one of the world’s largest financial groups. 


This major development leveraged both Krungsri’s and MUFG Bank’s complementary strengths to put Krungsri at the forefront of the Thai banking industry. Given that MUFG Bank is a world-class financial institution with a business network covering more than 50 countries worldwide, the partnership has strengthened Krungsri’s leading position in the retail banking business in Thailand and across the region by broadening the Bank’s customer base. It has also significantly enhanced the potential and capability of Krungsri’s corporate and SME banking businesses, particularly the opportunity to access Japanese enterprises in Thailand and across ASEAN.


On September 2017, Krungsri was recognized as “A Domestic Systemically Important Bank (D-SIB)” by the Bank of Thailand, playing a key role in driving the country’s economic engines and financial system. 


Krungsri has declared the Environmental and Human Rights Disclosure Statements in 2018, the Bank’s first-ever declaration aimed to make a commitment to all stakeholder groups regarding Krungsri’s business directions, and social and environmental dimensions. Based on MUFG statements, and opinions given by external experts and internal and external stakeholders, the Bank’s disclosure statements were made in conformity with our operations, expectations from supervisory bodies, along with the Thai context and environment, and will become our main guideline for sustainable practices until any change is made in the future. 


On October 2019, Krungsri issued the first private-sector “gender” bond in the Asia Pacific region and the first social bond issuance in Asian emerging markets in compliance with the International Capital Markets Association Social Bond Principles and Social Bond Standards.


On August 2020, Hattha Kaksekar Limited, Krungsri’s wholly-owned leading deposit-taking microfinance institution in Cambodia, successfully obtained regulatory approvals to operate as a commercial bank under the name Hattha Bank Plc. 


On October 2020, Krungsri successfully acquired 50% stake in SB Finance Company, Inc. operating consumer finance business in the Philippines. 


On August 2021, Krungsri announced the acquisition of business through the purchase and receipt of 100% of charter capital in SHBank Finance Company Limited, which operates the consumer finance business in Vietnam, from Saigon-Hanoi Commercial Joint Stock Bank.


On December 2021, Krungsri declared an ambitious Carbon Neutrality Vision committing to decarbonize its own operations by 2030 and its financial services by 2050, laying out a strategic pathway in support of Thai business and society transitioning towards a low-carbon society. 



Address       : 1222 Rama III Road, Bang Phongphang, Yan Nawa, Bangkok, 10120, Thailand



                     : KrungsriSimple


                     : KrungsriSimple


                     : KrungsriSimple

                     : KrungsriSimple

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